It’s Time…

Mortgage rates are low but applications and housing starts are down.

It’s time to understand that jobs are not back, mortgages are tough to get because of HVCC and ridiculous guidelines.

It’s time to have a new national policy to redo the entire industry so that people who can afford it and have good credit can refi WITHOUT an appraisal, monotize the tax credit (and make it so that you have to pay it back) and put the remonitization into jobs.

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